Make purchases when and where you need to with our free business debit card. Get additional employee cards, set spending limits, and more.

Key Features

  • Tap / Wave
  • Insert
  • Swipe
  • Free with any Oxford Bank business account
  • Reduce costs of purchasing checks
  • Simplify expense tracking
  • Multiple cards can be issued
  • Pre-set employee limits as needed
  • Safer than carrying cash
  • More convenient and safer than checks
  • Make purchases online or in-store virtually anytime, anywhere
  • Easily replaced if lost or stolen

Learn more about your debit card on our frequently asked questions page — including debit card management.

What you need to know about your contactless dual interface Debit Card. Are you ready to Tap, Wave, Swipe, or Insert to make payments?

New features include the contactless payment methods. Contactless payments are simple, fast, secure, and touch-free ways to pay. With tap and go, tap or hold your card  on the merchant's payment reader to complete the transaction.

Tap and go contactless payments work quickly and seamlessly thanks to radio frequency identification, RFID, a technology that uses radio waves to transfer data. Contactless cards us a version of this called near-field communication which operates at a higher frequency and allows for faster data travel at close distances (a few inches).

For additional information - visit the Frequently Asked Questions

The security and protection of your account transactions is a top priority at Oxford Bank. To safeguard your accounts against fraudulent activity, we have blocked all signature, offline, and PIN based transactions over $150 done in Nevada, California, and in any amount outside of the United States.

We may also occasionally restrict debit card transactions in states where fraud is prevalent. This block is for ATM Cards and Mastercard debit cards.

If you have plans to travel to another state or outside of the United States, please contact us so that we may add a temporary override on your card.

For more information on Card Security tips - Click Here

For PIN Change Services, please call the following number for calls made inside of the US: (888) 891-2435. International calls may be made to (206) 467-1552. You will then need to follow the prompts given to change your PIN.

Once you PIN has changed, you will receive a notice. If there is an issue during your PIN change process, you will be directed to call Oxford Bank at (248) 628-2533.

Please note that there are some restricted PIN numbers, which include but are not limited to:

  • 1234
  • 9876
  • 3210
  • 0000
  • 1111
  • 2222, etc.