Personal Banking

Checking Accounts

  • Free Kasasa Cash® Checking – Earn interest with everyday debit card use
  • Free Kasasa Cash Back® Checking – Get cash back on purchases
  • Focus Checking – Simple, straightforward checking

Savings & Investments

  • Free Kasasa Saver®
  • Regular Savings & Money Market Accounts
  • Certificates of Deposit (CDs)
  • Individual Retirement Accounts (IRAs)

Personal Lending

  • Home Mortgage Loans
  • Home Equity Line of Credit (HELOC)
  • Auto Loans
  • Student Loans
  • Personal Loans

Business Banking

Business Checking

  • Small Business Checking
  • Classic Business Checking
  • Premium Business Checking
  • Analyzed Business Checking

Business Savings

  • Business Savings Accounts
  • Business Certificates of Deposit (CDs)

Business Lending

  • Commercial Real Estate Loans
  • Business Term Loans
  • Business Lines of Credit
  • SBA Loans

Commercial & Specialty Financing

Oxford Commercial Finance (OCF)

  • Accounts Receivable Financing
  • Inventory & Equipment Financing
  • Working Capital Solutions
Designed for growing businesses that need flexible access to cash flow beyond traditional lending.

Digital & Account Services

Digital Banking

  • Online & Mobile Banking
  • Mobile Deposit
  • eStatements
  • Bill Pay (iPay)
  • Zelle®

Cards & Protection

  • Debit Cards & Mobile Wallets
  • Overdraft Protection
  • Fraud Prevention & Alerts

Treasury & Payment Solutions (Business)

  • Business Online Banking & Bill Pay
  • Treasury Management Services
  • Merchant Card Services
  • Remote Deposit Capture
  • File & Payment Upload Services

Additional Services & Resources

  • Insurance Services
  • Notary & Night Depository Services
  • Financial Calculators & Tools
  • Financial Education & Credit Counseling (GreenPath®)
  • Fraud Prevention Resources

Ready to Get Started?

Open an account, apply for a loan, or connect with an Oxford Bank expert to find the right solution for you or your business.
From our family to yours, welcome home.