A Wholly Owned Subsidiary of Oxford Bank Helping Businesses Access Flexible Capital Solutions

Oxford Commercial Finance (OCF) specializes in providing working capital solutions for small and mid-sized businesses across the United States. As a wholly owned subsidiary of Oxford Bank, OCF is committed to helping companies overcome cash flow challenges and fuel growth through innovative financing options.

What We Offer

  • Accounts Receivable Financing
    Unlock cash tied up in invoices to improve liquidity and meet operational needs.
  • Asset-Based Lending (ABL)
    Secure financing using accounts receivable, inventory, and equipment as collateral.
  • Term Loans
    Flexible term financing for business expansion or restructuring.
  • Purchase Order Financing
    Fund large orders without sacrificing equity or cash reserves.

(Facility sizes: AR & ABL up to $15,000,000; Term Loans up to $4,000,000)

Why Choose OCF?

  • Fast, Flexible Funding – Designed for businesses that may not qualify for traditional bank loans.
  • Industry Expertise – Serving diverse sectors including manufacturing, distribution, and service industries.
  • Personalized Service – Our team works closely with clients to structure solutions that fit unique needs.

About Us

  • Headquarters: Oxford, Michigan
  • Nationwide Service
  • Founded: 2022
  • Team of experienced commercial lenders dedicated to your success.

Important Notice

Commercial lending products and services are provided by Oxford Commercial Finance, a wholly owned subsidiary of Oxford Bank, an FDIC-insured financial institution. Oxford Commercial Finance is not itself a depository institution, and its products and services are not FDIC-insured.

Learn More

Visit OxfordCommercialFinance.com for detailed information, case studies, and to connect with our team.